Cum va puteti feri de hotii de pe internet. Evita sa iti goleasca altii cardul

Written by Laurentiu Matache

June 15, 2020

Cum va puteti feri de hotii de pe internet. Evita sa iti goleasca altii cardul.

Cred ca avem fiecare cel putin un prieten care a fost victima celor care fura datele cardurilor si ulterior au retras toata suma din cont. In putine cazuri se sesizeaza banca atunci cand se realizeaza activitatii suspecte pe conturi. Din acest motiv mai bine ne pazim singuri spatele atunci cand facem plati online.

Nu o sa gasim niciodata un iPhone la 100 lei sau chiar la 1.000 de lei.

Primul lucru pe care trebuie sa il avem in vedere este link-ul de plata. Daca website-ul nu este semnalizat ca fiind unul sigur, nu faceti plati. Va puteti uita la acel lacatel de langa bara unde apare adresa URL. El trebuie sa fie inchis pentru orice link care implica introducerea de date personale sau bancare.

Atunci cand primim un link de plata pe email pe care nu l-am solicitat, pur si simplu nu il accesam. Odata cu accesarea lui putem descarca software malitios care ne poate fura datele cardului stocate in browser fara sa facem nici o plata.

Pe internet sunt foarte multe reclame, site-uri care ne promit produse la preturi foarte accesibile. Verificam intotdeauna cine este retailerul. Nu o sa gasim niciodata un iPhone la 100 lei sau chiar la 1.000 de lei.

In ultima perioada au fost tantative de frauda in numele unor brand-uri care va invita la un sondaj si va rasplatesc cu un iPhone la 9.90. Tot ce trebuie sa faceti ca sa ridicati premiu e sa achitati online modica suma. Ei bine odata introduse datele cardului nu va disparea doar suma de 9.90 ci toata suma de pe cont.

Un sfat personal este sa nu salvati datele cardului pe nici un site fie el si emag.ro, pentru ca ingeniozitatea hackerilor nu are limite si pot sa fure bazele de date si implicit si datele voastre. S-a dovedit ca nici cele mai puternice servere nu au rezistat atacurilor cibernetice.

Chiar daca trebuie sa platiti cateva sute de lei pe an. Probabil 200 pentru un program antivirus nu ezitati sa faceti asta. Va salveaza de atacurile de tip malware sau phising si va semnalizeaza automat site-urile periculoase.

Cei de la Revolut au lansat cardurile de unica folosinta si nu e rau sa le utilizati atunci cand faceti o plata online. De pe ele se pot face plati o singura data. Daca aveti un card bancar VISA cel mai bine il inrolati in 3D Secure si sa aveti activata optiunea de autentificare si prin folosirea telefonului mobil.

Atunci cand facem o plata si o consideram suspecta sa luam rapid legatura cu banca. Bani sunt blocati si nu retrasi astfel evitam pierderea lor.

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